Hawaii Testimonials
Moses Kaoiwi Jr.
Owner Of INDO-PAC Strategic Consulting
Honolulu, HI
"I cannot express enough how grateful I am for his excellent service"
"After retiring from the Hawaii Army National Guard after serving over 39 years both as a traditional guardsman and on active duty, I needed to find a life insurance policy that met my unique needs. I was fortunate and blessed to meet Ian Warkol from FEGLI Life Savings. Ian worked with me on obtaining a Term Life Insurance Policy that included riders for terminal illness, chronic illness, and critical illness.
Ian guided me through the process of securing a term life insurance policy that perfectly met my needs. His expertise and dedication were evident from the start. He took the time to understand my unique situation. He was always available to answer my questions and provided invaluable insights that helped me make informed decisions. Thanks to Ian, I now have a peace of mind knowing that my loved ones are protected.
I highly recommend Ian Warkol to anyone seeking reliable and personalized insurance advice. Ian's professionalism, commitment, and genuine care for his clients set him apart, and I am truly thankful for his support."
Randy Labisores
Retired Navy Veteran
Ewa Beach, HI
"Ian played a pivotal role in saving my life. I had a successful prostatectomy procedure and am now cancer free"
"We refinanced our home 3 years ago. That’s when we inquired with Ian Warkol about Mortgage Protection Insurance. At that time, Ian helped my wife Shirley to get a North American term policy with Living Benefits.
However, when it was time for me to inquire about life insurance, it was a different story. I had a high PSA level and unfortunately, I got declined for coverage. Even though I lost all hope, Ian still encouraged me to follow up with my Urologist to complete a biopsy. I later found out I was diagnosed with Stage 2 prostate cancer.
Thankfully, due to Ian's timely intervention, I was able to catch my cancer early and receive proper treatment without losing my life. Unexpectedly, Ian still continued to follow up with me even after three years. He helped me secure a Prudential term policy at a favorable rate.
Based on my experience with Ian, I am more than satisfied. He shows his true colors of sincerity by not forgetting about me. He was a great communicator and we enjoyed sharing heartfelt conversations about our lives and family. Ian is an exceptional broker who will work hard to find a company that provides the best value for his clients.
My wife Shirley and I are looking forward to our first grandchild due in a few months and our Ohana (family) is forever grateful to him."
Paul Alvaro
Pipe Fitter
Ewa Beach, HI
"Based on my experience with other agents, I found that Ian being an all-in-one broker doesn’t push any product. He literally listens to your needs and wants by helping you find the right policy to protect your family. I no longer carry a burden of worry for finding the top insurance plan to cover my mortgage requirements!"
"Looking for life insurance? If the answer is yes, the next step is to find a policy that makes the most sense and fits your budget. Agents always represent the best company with a great track record. Unfortunately, some of the previous agents I dealt with weren’t listening to what I wanted. I got the sense their presentation was all about showing me a policy that met their standards with a higher premium.
After ending my quest for finding affordable coverage, a few months later, I received a mortgage protection letter in the mail. My inquiry led to receiving a phone call from Ian, where he discussed all my insurance options. I just needed a simple term life plan to cover my mortgage. I got more than just that with Ian.
He introduced a new product that not only protects my home, but offers an income in the form of living benefits. I never knew there are policies that’ll pay out while you’re alive! I thought I was going to need something like Aflac to cover my income in case I was injured and couldn’t return to work. Not only was his recommendation price-friendly, but he also found a great tax-free retirement plan for my 10 year child.
This could have not happened if it wasn’t for Ian’s extensive knowledge across the board. He brings a lot on the table, especially since he’s extremely patient and available. Even during off business hours, Ian would still make the effort to respond quickly, sometimes during late evenings.
To me, Ian’s high level of care and hospitable qualities meant a lot in the sense that my time felt extremely valued. After a year of getting covered, he still responds to my text and emails in a timely fashion. Just give Ian a call and compare for yourself. He will not let you down. Mahalo Ian!"
Mark Diego
Longshoreman Mechanic
Mililani, HI
"I am forever grateful and will never forget how hard Ian went above-and-beyond to help me save money. Nowadays, it’s difficult to find a conscientious broker who genuinely cares about my needs in obtaining affordable coverage."
"Aloha All,
We recently refinanced in Feb, and throughout the process we were offered Mortgage Protection insurance. With that, we were in contact with Ian Warkol. Even before getting into our insurance options, we talked about life and family. At first I was skeptical, but as we conversed, I felt more and more comfortable.
Going forward, Ian found Foresters Mortgage Protection and we applied. At 47 years of age, I'm a little husky(LOL) with no medical conditions, but I do chew tobacco. Nonetheless, Ian was still able to get me a non-smoker rate despite what other agents have told me in the past.
With that, Foresters did NOT require a physical and I qualified immediately. This wouldn't have been possible without Ian's tireless work ethic and his commitment to finding his client the best possible policy to fit our budget. Even being thousands of miles away in Hawaii, Ian's dedication to us is unsurpassed.
We strongly recommend Ian Warkol for your insurance needs. He's more of our Ohana (family) than our Agent."
Edwin Fontillas
Operations Analyst
Ewa Beach, HI
"I trusted Ian throughout the entire process. That’s saying a lot since our business was conducted over the phone rather than in person."
"I am a retired Marine and have faithfully served in the U.S. Marine Corps for over 21 years. I thought I had a firm understanding of the Veteran's Group Life Insurance (VGLI), but I was hugely mistaken. Ian Warkol educated me on how VGLI would significantly cost me more by nearly doubling every 5 years."
I was totally shocked and had no idea how much I would be paying as I get older. Ian then educated me on the benefits of obtaining a more affordable private life insurance plan. After reviewing different options, he was able to secure a 20 year term with a fixed rate that never increases.
I think what made Ian different compared to other agents is that he never gave up on me considering my underlying health conditions. He went above and beyond to match me with a reputable carrier that would accept me with my medical history.
Ian is a true professional who’s honest and very knowledgeable about life insurance. He doesn't beat around the bush and does a very good job keeping everything simple and understandable.
I fully recommend him to be your go-to life insurance broker. He knows his craft very well and will work diligently to help you save money on your military group plan!
Thanks Ian for all your help and patience!"
Yovo & Michelle Stefanov
Financial IT Manager
Honolulu, HI
"If you’re looking for someone who can help you with life insurance to protect your mortgage, I highly recommend Ian."
"About a couple of months ago, I filled out a mortgage protection form. I wanted to obtain more information about protecting my house and loved ones, especially since I am a father of a newborn.
After submitting my form, a gentleman by the name of Ian Warkol contacted me and we discussed finding the right life insurance product for me & my wife Michelle.
I initially applied and got quotes from other insurance companies, but after speaking with Ian, I realized there was a much better product with living benefits! Not only did my plan cover me and my wife in the event of a critical illness or disability, but Ian was able to save me money compared to other insurance companies.
I ended obtaining coverage with American National. I was surprised to know that my 30 year term automatically came with living benefits, which doesn’t appear to be an offered perk with other life insurance companies.
"I would like to thank Ian for his time, strong knowledge base, and patience. He did a really good job answering all my questions thoroughly. I couldn’t ask for a better agent than Ian- mahalo."
Gynard & Melveen Camba
Registered Nurse
Ewa Beach, HI
"I genuinely felt Ian cared about what’s best for my family. Thank you for making the whole process simple."
"When I received Ian’s form in the mail, what initially caught my eye were the added benefits of return of premium and the critical illness care. I decided to give Ian a call and the first thing he did was walk me through his website.
The plan that he recommended included a trio of benefits: Long Term Care, Critical Illness, and the option to receive a full refund after a certain term period. As a registered nurse with a young family, this made the most sense to me. After Ian gave me a few options, my husband Gynard and I ended up choosing the Plan with the trio of benefits.
One of the things that I enjoyed about our conversation was the fact that he was easy going. Because Ian solely focused on my needs, I never felt rushed in making a decision."
Dean Hughes
Construction Supervisor
Wahiawa, HI
"If you’re looking for a college tuition and tax free plan for your children, check out Ian’s program."
"I would like to give Ian a big Mahalo for helping me find a policy that lowered my monthly payments, but increased my coverage. As a Broker he has access to many Life Insurance companies, so he would know which company would benefit me the most. Many agents I spoke to in the past don't have this kind of versatility to pair you with the right company.
Had I gone with another agent specialized in one company, I probably would have spent more money, time, and energy. Ian's facilitator and coaching role were a perfect match for obtaining life insurance coverage simply and hassle-free.
He also told me about the IUL Program, which would provide a tax-benefit for my Keiki and Mo’opuna."
Alexander Toledo
General Maintenance Supervisor
Hilo, HI
"Ian was so persistent in investigating every option that was out there and never gave up."
"I’d like to take this time to thank Ian for really wanting to find me a policy that was suitable for me. I am a heavy set man in my 50's, and we know how hard it can be to find a policy that will work for myself.
In the end, he found a whole life product without a height and weight chart with a company called Aetna. I appreciate Ian’s strong dedication in going the extra mile for protecting my wife and kids.
It was a pleasure working with you and I will definitely pass on a good word to anyone I know that needs life insurance. Thanks again for your persistence and commitment to me and my family."
